It was recently reported that student loan debt has overtaken credit card debt as the highest volume source of debt in the United States. Students graduate college with an average of over $25,000 in debt. Combine that with reduced employment opportunities, and you have a very unsettling picture. We work with families to lower the net cost of college, to find more grant money and gift aid, and to keep down the time required to complete a degree so as to eliminate or minimize the need for loans. When borrowing becomes necessary, we work with families to find trustworthy lenders with full disclosure on rates and terms of their loans. We will assist you in filling out and filing all necessary forms, and show you the best way to save thousands of dollars in interest expense on your loans.